Differences Between Monitored and Unmonitored Security Systems

If you own a home or property, security is one of the critical things you need to consider. You need to guard your loved ones and your property. Choosing between monitored and unmonitored security systems can be challenging, and you need to understand both of them to make an informed decision. There are a lot of considerations to put in place when selecting a security system. There are differences between monitored and unmonitored security systems.

In Terms of Convenience

Monitored and unmonitored security systems differ in terms of convenience. With a monitored security system, you have 24/7 surveillance with the security company. 

When you have a monitored security system, you are assured of safety, making the security system more convenient. In contrast, the unmonitored security system does not have a team to secure your home. Your responsibility is to ensure your home is safe, which will keep you worried whenever you are not home. In case of any issues at home, you will have to call for help from law enforcement officials.

In Terms of Expenses

Monitored and unmonitored security systems have a significant difference in terms of expenses. A monitored security system has more costs than an unmonitored security system. When you have a tight budget for security, you have to check both systems and settle for the affordable one. 

With a monitored security system, you will purchase the security devices, pay the installation fee, and pay the professional team’s monthly monitoring fee. With an unmonitored security system, you do not need 24/7 surveillance. Therefore, once you purchase the security equipment, you can install it yourself or pay for installation. Later on, you will not have any extra charges, making an unmonitored security system more cost-effective.

In Terms of Security

Both monitored, and unmonitored security systems offer security. However, you will feel more secure with a monitored security system than with an unmonitored security system. The monitored security team has a professional team sent by a security guard company in Beverly Hills, and your premises will have 24/7 surveillance. With the 24/7 surveillance, the security company will quickly respond to emergencies, making you feel more secure. 

You will feel less safe when you have an unmonitored security system because no one monitors the system. Despite having the alarms that will notify emergencies, it will not do much to stop the crisis unless you are around. With an unmonitored security system, you will have to be there to report the emergency, and when you are away, the system will not report the security breach.

In Terms of Insurance Discounts

When you have a monitored security system, the insurance company will give you a discount on the homeowner’s insurance. Depending on your insurance company, the insurance discount might be up to 20% of the total home insurance. In contrast, an unmonitored security system does not have insurance discounts. 

When you opt for an unmonitored security system, you will still have to pay the total amount of home insurance. It would be best to call your insurance company and inquire about insurance discounts before choosing the ideal security system. The information will help you know whether to go with a monitored or unmonitored security system.

Frequency of False Alarms

When you install security systems, the system will always alert you in case of emergencies. However, sometimes the security system might give false alarms. An unmonitored security system has a high frequency of generating false alarms than a monitored security system. A monitored security system has a professional team checking it, and they reduce the chance of the system generating false alarms. 

Whenever the system sends signals of any unusual activity, the monitoring system will be notified to rectify it before it causes a false alarm. On the other hand, an unmonitored security system generates a lot of false alarms because there is no one monitoring it. When you have an unmonitored security system, you need to verify the alarm before calling for help because, in other cases, it might be a false alarm.

Depending on your budget and security preference, you can choose a monitored or unmonitored security system. Monitored and unmonitored security systems both offer security. However, a monitored security system is more expensive than an unmonitored security system.